Legal Question in Criminal Law in Georgia

Can you be arrested for not repaying a title loan

Dear Sir/Madam,

In 2002, I got a title loan for my 1995 Fort Escort. I borrowed $700 on it. Over about 6 months, I ended up paying about $400 back, ~not~ including many $100 payments just to pay the monthly interest (not counting toward the actual loan balance). In November of 2002, the engine blew and I got a new car a month or so later. I stopped making payments to the car title company and they reposessed my car. I have received a few letters from them, asking repayment of the remaining balance - but I have not paid them. Today they called me and said if I do not pay today, I will be arrested by the police. My question is, can the police really come to arrest me for this?

Asked on 9/11/03, 10:08 am

1 Answer from Attorneys

Nickolas Chilivis Chilivis, Traylor & Lyon, LLC

Re: Can you be arrested for not repaying a title loan

Based on these facts, I don't see how they can arrest you. You haven't stolen anything, you just couldn't make payments. The collateral was the car, and they have repossessed that. You have not committed any crime that I know of based on these facts that you have provided.

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Answered on 9/11/03, 10:16 am

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