Legal Question in Credit and Debt Law in New Jersey

can a creditor continue to report an account that was included in a chapter 13 past 7 years if so,how long and what date starts the clock


Asked on 1/12/12, 9:48 am

1 Answer from Attorneys
John Corbett Corbett Law Firm LLC

No. A bankruptcy discharge extinguishes the debt. It is slander of credit for anyone to continue to report is as if it were a debt except that bona fide credit reporting companies can report the debt if they don't have notice of the bankrupcty. After that, the fact of the discharged debt can be reported if the report is accurate. The bankruptcy itself can only be reported for six years.

See also: http://info.corbettlaw.net/lawguru.htm

Read more
Answered on 1/12/12, 6:11 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in New Jersey