Legal Question in Personal Injury in New Jersey

Property (Auto) Damage Insurance Claim

I was involved in a fender-bender which was declared a no-fault (i.e., 50-50 responsibility betweem me and the other party). After evaluating the claim, my insurance company decided to "total" the property and offered me a "wholesale"

value of my car, only. This amount, however is way below the car's actual value. It also

does not include rental car costs and treated pain and suffering from the accident. This, incidentally, was my first ever accident claim, after paying full (comprehensive) coverage for over 10 years to this insurance company. What should I do? Please help.


Asked on 7/05/00, 5:04 pm

1 Answer from Attorneys
Robert Gleaner Robert A. Gleaner, P.C.

Re: Property (Auto) Damage Insurance Claim

I would not expect the insurance company to pay your claim voluntarily since you apparently have different views on the value of your car. Your only alternative would be to file a law suit against your company on this property damage claim. You seem to be mixing in a claim for your personal injuries however. That claim would be made against the other insurance company. You really need to consult with an attorney as soon as possible. There may be other factors that would change my opinion. Since you have not retained an attorney in this case, before you take any action, you should contact an attorney (either me or someone else) to discuss your matter in more detail. Only then will you be able to rely on the advice. I will be happy to assist you. However, you need to call me at 856-546-8010. If you mention LawGuru, there will be no charge for your first consultation. Good luck! Rob Gleaner

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Answered on 9/08/00, 1:35 pm


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