Legal Question in Credit and Debt Law in Texas

Try a format like this (for your answer):

----------------------

No. 09-30007

Credit Card Guys | In the District Court

|

vs. | 301st District Court

|

Me | Dallas County, Texas

DEFENDANT'S ORIGINAL ANSWER

TO THE HONORABLE JUDGE OF SAID COURT:

COMES NOW , hereinafter referred to as Defendant, and makes this h<> original answer to the Plaintiff's Original Petition filed herein by , Plaintiff, and in support thereof would show this honorable Court as follows:

1. Defendant denies each and every, all and singular, the allegations set forth in Plaintiff's Original Petition and demands strict proof thereof by a preponderance of the credible evidence as is required by the Constitution, statutes, laws, and Rules of Civil Procedure of the State of Texas.

WHEREFORE, PREMISES CONSIDERED, Defendant prays that on final hearing of this cause Plaintiff take nothing; that Defendant have h<> costs; and for all such other and further relief, both at law and in equity, to which Defendant, by this or any subsequent pleading, may show h<>self justly entitled.

[Signature line (name, address, and telephone number)]

[Certificate of service ("I mailed a copy of this to the Plaintiff's lawyer on December 7, 2009")]

----------------------------

And when you file this with the clerk's office, PAY THE JURY FEE. It will be $30 (at most), and it's worth it.

You'd be better off if you consulted a lawyer, in case there are defenses such as usury or the statute of limitations.