Legal Question in Personal Injury in Alabama
I was involved for the 1st time in 47 yrs./minimal damage, 20 yr old driver speeding, county rural road/no fault/no tickets/no personal injury. We both drove vehicles away. I was laid off &: had no ins. at time/now i do; The man across the street from me who repaired it happened to be good friend, said only front bumber damage. Alfa ins. said it was totalled; upwards of $5k damage (more than car was worth), conned me into signing paper over 2 years ago (time of incident) to repay them back over $5k, I'm still paying.. is this legal and is there a statute of limitations?
1 Answer from Attorneys
It is difficult to tell you without looking at the documents you signed. However, generally, your insurer can only be reimbursed for such payments if you were to settle with the original person that injured you, and only to the extent that you were able to recover from them. In regards to a time limit you should consult with an attorney immediately, as fraud statute of limitations are generally two years from the date of fraud or two years from date of when you should have discovered. There may be other issues, which would extend the statute, but a attorney looking at all of your information could tell you that.
Stan Herring
www.alabamaconsumer.com
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