California | Credit and Debt Law
Legal Question
A couple questions: I received a summons for credit card debt of $31,000.
the summons was forwarded to me. The Court is in Marin County. The plaintiff just left it with my private mailbox.
Is this valid? Can I ignore it?
I have no income or assets ...my wife supports us....but I don't want a judgement against me. I've been told to negotiate a settlement but how can I do this if I have no assets or income?
I don't want to declare bankruptcy, but I will if this is the best solution to reduce debt...
Bob


