In 2004, my wife had very poor credit
I bought a condo in Poway, Ca as my sole and separate property. The first and second mortgages are in my name alone.
At that point, I did a Quitclaim deed which changed the title to "husband and wife as community property". The mortgages remain in my name alone. Should I ask the mortgage companies to add my wife to the loans? If I were to die, I would like the 1099-int forms sent out by the mortgage companies to have both names.
Also, under the definition of community property, it says "either spouse has the right to dispose of one half of the property or will it to another party" Does that mean that If I were to die, my wife would not automatically become sole owner? thanks