Legal Question in Workers Comp in California

cash out my medical?

I had a L5-s1 fussion in 2001 after a work related injury. The AME says a possible L4-L5 fussion may be needed in future. I am back to work doing ok but still in pain. I take anti-inflamitorys and have periodic massages. Some pain meds. The insurance company has offered me a total of 64,000.= 30,000 remaining from the stipulated settlement and 35,000 for future need. I was put at a 59% disability. Does that sound right? Even if I need another surgery and or future needs.? I am 40 and have other insurance. thanks

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