I took out a web loan in 2011 and made some payments not long after that I lost my job, and the bank closed my bank account that the payments were being taken from. I now have receive information from there lawyer stating that they were going to file a case under check forge on me for this. I have asked if I could make payments each month for $50, with a $50 down payment and they told me that, that wasn't good enough and that I needed to pay $100 down, and that I had to purchase a green dot package to make the payments. I want to pay off my bill but I am unemployed and looking for the bank to take our home. I can't make the payments that they are asking plus purchase this green dot package. What are my rights here, I do want to pay this off, and can't afford to go to court and then have to pay all the fees that they are stating I would have to pay if the take me to court. Please I need some advise on this.