I was in a hit/run accident in on 09/11/09. There was $5000 in damage done to my vehicle and I had no collision - car's value is only $1000 so its a total. I had no physical pain at the time and no financial means to see a doctor. The vehicle was identified but no one has been able to contact the insured. The insured's co. sent a letter in Dec. claiming no responsibility. I started having severe upper back pain in Dec. and have not been able to see anyone. Their co. just called to settle on 3700 to total and take the car. I would like to see a doctor to find if something is wrong. Has it been too long to have this taken care of and should I settle for this amount? Desperately needing advice - 1st accident...Thanks in advance!