Legal Question in Credit and Debt Law in Georgia
I have been served with papers for the court to decide judgement against me for $42,000 for a houseboat that was my home when i became 100%disabled through the v.a.&s.s.i.with documemtation that i am not employable due to my p.t.s.d.and schrapnel still in my back and one peice embedded in my lower backbone which is so close to the spinal cord that the doctors will not do an m.r.i.due to large magnetic field it produces which may move the metal into the cord(parapalegic ?) both checks are direct deposited.my issues are many physicaly and mentally.my last work date was 01/09/08 and then all my financial responsiabiltys went downhill.are my deposited checks vulnerable to the creditors.thank you
2 Answers from Attorneys
While some such funds have protection under the law, historically banks have honored garnishments once the funds are deposited. Since a judgment could also have other adverse consequences, see a bankruptcy lawyer before your 30 days to answer runs out. That could be an option, and an attorney may find other options too.
Once they get a judgment, they can attach your bank account. However, if you take the money out of that account, there is nothing for them to attach.
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