I was served by an attorney, notice of a civil action claim filed against me in magistrate court for a debt that I have already paid in full to the original creditor. The claim is for the original debt, attorneys fees and court costs. Evidently the claim had already been sent to an attorney for collection. I was told that I should just pay the attorneys fees and court costs and file a consent judgement. Is this correct information and is this something that will show up on my credit report?