I was in a car accident back in December. For about three years i was under the impression that i was covered by my fathers business insurance. After the accident we found out that I would have to be 21 in order to be covered and i am 20. So the insurance did not cover the damage to my car or to the other persons car and now I have been asked to come up with 7500 dollars in thirty days from the other guys insurance company. And they have also sent me a requast to suspend my licsens. I just want to know do i have any rights here? I tried to compromise a payment plan but the offers the insurance company is making is just too much for me. I work part time and go to school full time so money is very tight for me. Do you all have any suggestions that could help me out in this situation?