Legal Question in Civil Litigation in Maine

civill matter

A person that I had known for approximately two weeks payed off $6,500.00 worth of my credit card debt. I gave him the number of the law firm to which I owed a settlement as he stated that he had a lawyer and that he would like to help. He contacted the law firm and ended up paying the amount specified above. I was not under the impression this person was actually going to pay off the entire existing debt. With this said, he simply told me to pay him back what I could and when I could...but to just ''hang out with him and get to know him better.'' So I ended up telling him that I just want to be friends and the relationship can go no further than that. He now wants me to pay him back the $6,500.00. I contemplated getting a loan so I can pay him back the entire amount, however, I want to be sure that I have all of this documented well in writing before I give him any sort of money. Can somebody please give me some advice? Thanks!


Asked on 9/16/07, 9:34 am

2 Answers from Attorneys

Jerome Gamache Ainsworth Thelin & Raftice, P.A.

Re: civill matter

Obviously, this is a very odd set of circumstances. I'm guessing that there are probably some other facts than those set forth in the query.

However, taking the query at its face value, it certainly seems that the payor made a gift of $6,500.00. He agreed to pay off your debt in return for no consideration, other than, apparently, some measure of friendship. He certainly seems to have made a mistake in judgment. I'm guessing that nothing was reduced to writing, so it would appear that he may have a tough sell if he tried to force you to repay him.

However, having said that, it certainly seems that he will argue, truthfully or not, that he made the payment based upon your promise to repay him. Obviously, that would beg the question of what the promised repayment terms would be, and it sounds like they were very vague.

It might be prudent to make him some sort of offer of compromise. It sounds like there may have been a misunderstanding both ways. You did enjoy the benefits of his mistake, it would probably be fair to pay him back some amount at least. You would be well served by ensuring that any payment be in a form that can be proved, i.e., a check requiring his signature.

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Answered on 9/19/07, 3:26 pm
David Marchese Drummond & Drummond, LLP

Re: civill matter

Thank you for your inquiry. When you pay him off, have him sign a receipt that indicates it is payment in full for the debt/loan and that he releases you from any and all other claims through the date of the receipt. If you want legal representation to draft a receipt and a release, please feel free to call. Good luck.

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Answered on 9/17/07, 1:44 pm


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