Legal Question in Credit and Debt Law in New York

frozen bank account

i woke up to a frozen bank account with a balance of negative 4,050.39

i called up the company who did it and they claim they sent notices and different paper work to me which isn't true.i had a lawyer friend of mine call them up and no one wants to answer anything .nothing like this has ever happened to me.i feel stuck.if anyone has any advise i would be very greatful.


Asked on 12/18/08, 12:09 pm

2 Answers from Attorneys

Stephen Starr Starr & Starr, PLLC

Re: frozen bank account

A creditor with a judgment can both garnish the judgment debtor's wages and levy a writ of execution against the judgment debtor's bank account (or just restrain the account pursuant to a restraining notice).

Please see the prior posting on our Blog (newyorkbankruptcylaywerblog.com) on the topic of dealing with a default judgment. The posts are:

Help A Collector Has Frozen My Bank Account in New York, Queens, Bronx, Brooklyn! http://www.newyorkbankruptcylawyerblog.com/2008/10/help_a_collector_has_frozen_my.html

- and -

What Can I Do If a Default Judgment Has Been Entered Against Me in New York? http://www.newyorkbankruptcylawyerblog.com/2008/10/what_can_i_do_if_a_default_jud_1.html

The foregoing is intended as general information of interest to readers of this website and is not intended as legal advice for your situation. You should consult with an attorney.

Best regards,

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Answered on 12/18/08, 12:37 pm
Frank Loscalzo Law Office of Frank Loscalzo

Re: frozen bank account

You need to immediately file an Order to Show Cause to Vacate Judgment.

Assuming the judgment was obtained in the Civil Court. The clerks at the Kings County Civil Court will be able to help you with this.

The Court is located at 141 Livingston Street. If you go today, or tomorrow, there will be a hearing next week.

Email me if you have any specific question, or would like a more indepth review.

[email protected]

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Answered on 12/18/08, 2:58 pm


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