North Carolina  |  Credit and Debt Law

Legal Question

Asked on: 9/12/13, 12:37 pm

I live in nc and have a few outstanding payday loans but I'm receiving calls from a collection company on their behalf asking to pay in full over the phone today or ill be served legal civil papers. Is this true? How should I know if it is real?

2 Answers


Answered on: 9/12/13, 1:53 pm by Lynn Coleman

Tell them to serve whatever "papers" they may have. Payday loans have been illegal here in NC for many years. See these cautions from Roy Cooper, NC Attorney General:

http://ncdoj.gov/News-and-Alerts/Alerts/Donít-Fall-For-Phony-Debt-Collectors.aspx

http://ncdoj.gov/News-and-Alerts/Alerts/An-Online-Payday-Loan-Donít-Even-Think-About-It-(.aspx

If this is legitimate, they will be able to send you a written collection notice with a real return address, and allow you to pay by mail.


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Attorney-Mediator PO Box 311 Kernersville, NC 27285-0311

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Answered on: 9/12/13, 2:34 pm by Kenneth Love

Ms. Coleman is dead on.


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Ken Love Law 3410 Healy Drive Winston Salem, NC 27103

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