Legal Question in Credit and Debt Law in Ohio

Liability for Deceased Husband's Car Payments

My father in law took out a car loan in his name only. He died and my mother has made a few payments on the loan because she was concerned about her credit report. Since she did not co-sign the loan agreement, and does not want the car, can she tell them lender to come get ther car without any liability? Can her credit recortd be damaged by doing this? Thanks.

Asked on 2/16/09, 3:03 pm

1 Answer from Attorneys

Frank Rozanc Frank J. Rozanc, Esq.
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Re: Liability for Deceased Husband's Car Payments

Your mother should contact the lender, and make arrangements to surrender the vehicle to them. Her husband's remaining estate assets much be used to cover any shortfall. While she has no liability, the lender could conceivably get a lien on any of his assets passing to her to satisfy the debt if it obtains a judgment against him.

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2/16/09, 3:09 pm

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