I have an SR-22 bond and backed into the neighbors truck while backing out the other night in my buddy's van. So why is my insurance company telling me I'm covered only if the vehicle owner's insurance denies his claim?
1 Answer from Attorneys
My educated guess is that your SR-22 bond states in the policy that it is secondary to any primary insurance in any vehicle you're operating. SInce you were operating your friends vehicle with his permission your actions are covered by his policy of insurance first.
Related Questions & Answers
Do you have a certain amount of time to get medical treatment after an auto accudent? Asked 9/30/13, 6:54 pm in United States Ohio Insurance Law
The insurance company I use for my car insurance is requesting personal information... Asked 6/25/13, 6:01 pm in United States Ohio Insurance Law
My gramma 84 yrs old.... as a pedestrian was hit by a backing vehicle. She had... Asked 6/10/13, 5:53 pm in United States Ohio Insurance Law
I would like a copy of Line of sight law for the state of Ohio? Thank you Asked 9/12/12, 5:29 am in United States Ohio Insurance Law
I was involved in a vehicle accident, and was NOT cited. My car is an 1996 Lexus... Asked 9/10/12, 4:05 am in United States Ohio Insurance Law