Credit Bureaus-Personal Information
What is the constitutionality of credit bureaus to collect, store, and sell your personal information?
I know there is the FCRA and FDCPA, but isn't it against the constitution for private companies (credit bureaus) to gather your private information, without your consent, then resell that information, without your consent?
Isnít there some part of the constitution that can protect the privacy of information from private companies?
1 Answer from Attorneys
Re: Credit Bureaus-Personal Information
The constitution does not affect the rights of credit bureaus to operate as they do. When you apply for credit, the agreement you sign almost always authorizes the creditor to release information about your account to credit bureaus. You can't complain when they do something you authorized them to do.
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