Re: Property Dispute

This happens all the time. Unmarried couple buy something together, then they break up. Both are on the note and both are obligated to make the payments. One party wants off the note. No court can interfer with 3rd party creditors (car loan company). No court can order a company to give you credit.

Inotherwords, she is stuck on the note until it's paid in full.

Re: Property Dispute

Under what authority does your ex have to enforce her "request" that you refinance the note?

As I understand it, there is no agreement, decree, or other document that creates any duty for you to refinance this note.

It would be a nice gesture if you could, but both of you assumed the risk when you decided, albeit foolishly, to co-sign on an agreement to make a major purchase outside of the bonds of marriage.

In any event, in my opinion, your worst case scenario is that you have to deal with this "vendetta" until you can either refinance the or pay off the note.

It does not sound to me, based upon what you have said, that she has any basis to enforce a refinance of the note.

Again, based on what you have told us, I would tell you to keep making payments on the car and to keep using the car as you have, documenting such use - through receipts and whatnot, until you either pay the car off or are otherwise able to refinance the note.

Of course, a couple of different facts could possibly change my opinion, but I hope what I have given you thus far is helpful.