Legal Question in Personal Injury in Texas

I was involved in a single car collision. A car suddleny stopped in front of me without signaling or anything. I slammed on the breaks and switched lanes. That is when my car spun out of control, hit a steel light pole before jumping a curb, hitting another pole, and finally crashing into the break wall/post underneath the freeway. My brother (passenger) and I (driver) were taken by ambulance to area hospital to get checked out. Injuries includeded whipplash, miofacial sprain, shoulder sprain, neck sprain, and headache. We were given a prescription for drugs: Tramadol and Ultram. My insurance company has paid all but 2 medical bills from each of us. (4 bills total unpaid emergency physician bills and ambalance bills). There was never a settlement in the amount of money that we would receive that was made. The insurance adjuster just said they would pay bills directly, not involving sending me any money/compensation. I never signed any kind of release form either. What about Personal injury protection compensation??? It is a part of my policy. This accident occured on March, 16, 2011. The car that stopped suddenly didn't intervene.

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Asked on 6/27/11, 2:16 am

2 Answers from Attorneys
Keith Engelke Law Office of S. Keith Engelke

You need to review the terms of your insurance policy to determine the proper coverage. It may cover lost wages as well as medical payments. Keep in mind that the adjuster works for the insurance company, not you. It would be a good idea to retain an attorney to look over your policy and damages. Many will provide you with a free inititial consultation.

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Answered on 6/27/11, 5:15 am
David Leon David L. Leon, P.C.

My suspicion is that they used your PIP to pay your medical bills. If you had health insurance, then you basically overpaid. You need to get a lawyer involved in this issue--NOW. Most lawyers (myself included) will review your case with you for free. I suggest you contact a few and see which one you like best.

Dave

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Answered on 6/27/11, 7:18 am


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