Legal Question in Military Law in Virginia

This is a two part question. According to the Soldiers and Sailors Act, can my credit card company charge me a late fee for a payment while I was deployed? Secondly, do they have the right to report negative information about this late payment to the credit reporting agencies? Thanks!

Asked on 9/09/10, 5:30 am

1 Answer from Attorneys

Michael E. Hendrickson Attorney & Counsellor at Law

FYI, the former Soldiers and Sailors Civil Relief Act is now known

as the Servicemembers Civil Relief Act (SCRA).

In response to your questions, my answer to both would be, yes,

they can since these are actions that have nothing to do with court

or taking you to court which is the subject of the SCRA.

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Answered on 9/19/10, 7:11 am


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