Legal Question in Credit and Debt Law in Florida

Judgements

Can a judgement on a charged-off credit card bill be made without my knowledge? I've recently been getting numerous collection agency calls about a credit card bill that was charged off in 1995 (I could not pay any longer due to an illness that began in 1993), however, I was never served a complaint by the bank that maintained the credit card account.


Asked on 3/09/09, 8:48 am

1 Answer from Attorneys
Angelo Marino Angelo Marino Jr. PA

Re: Judgements

If you never were served with a complaint and summons, the answer is no. Many times collection companies will state there is a judgement when in fact there is not. Such statements are a violation of law.

You should check the clerk of court to see if a judgement has been entered against you.

For further information, see www.ConsumerLawyerHelp.com

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Answered on 3/09/09, 9:01 am


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