Legal Question in Personal Injury in New Jersey
In NJ, If a motor vehicle accident is considered to be the sole fault of one party, but that party's insurance is insufficient to cover all of the expenses incurred, can a civil action be brought against the at-fault party to claim the remainder of those medical/personal expenses? Thank you much in advance.
2 Answers from Attorneys
Yes but be careful not to sign a Release if you accept the insurance company's offer to settle. The signing of a Release could prevent you from being able to file a lawsuit against that at-fault party. Feel free to contact me for more information at 877-795-2993.
Aside from a claim against the person at fault, if you have the coverage available on your auto policy, or on the policy of someone with whom you reside, you may also be able to make a UIM claim ("underinsured motorist"). Please contact this firm if we can assist you, as we've handled hundreds of such claims. (973)635-5400
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