I have a short term loan, and it has fallen into past due status. I got online to view my contracts and payment schedule, but they have restricted my online access. This is fine however they are requiring I pay a $25 fee in order to provide the contracts. Is this something that they can legally do? In my perspective, if I signed the contracts I should have access to them. I am in Wisconsin, the company is based in Illinois.
1 Answer from Attorneys
I do not know of any legal requirement for lenders to provide online access at all, regardless of whether or not you are current. Since you were already provided with a copy of the contract when you agreed to it, the law might be the same with regard to that. Either way, however, you should speak with an experienced bankruptcy lawyer if are having financial problems, since viewing the contract is not going to make this problem go away.
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