Legal Question in Bankruptcy in Arizona


I filed bankruptcy in 08 discharged in 09. I included a title loan for around 2000 in the bankruptcy. I just found out a couple weeks ago that i still have a lean on that car through them. I assumed it was done from the bankruptcy several years ago. the title company says I have to pay them to get the lein released. I offered a settlement of 500 due to the fact that I did give them close to a grand before bankruptcy and the loan originated for only 1200. They refused and said we want 1200 and this waives all interest. I told them if they don't care about interest then why can't they apply previous money to the 1200. Naturally they would not consider, i asked to talk with the higher powers who decide this and i was refused. They have been difficult to work with and I am hoping their is another way to legally get this lein released. My BK was a Ch7 and after all these years i would like this settled. Thanks so much


Asked on 2/14/12, 6:12 pm

1 Answer from Attorneys

Charles Andersen Charles Andersen, Atty
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San Diego Bankruptcy Attorney Collections departments will go to no end to confuse you about your rights. Check local laws under the fair debt collection practices act and find a way to come back at them.

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Answered on 2/14/12, 6:17 pm

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