Legal Question in Credit and Debt Law in California

4 year old Medical debt, now threatening to put lien of house.

My wife & I have a 4 year old (since date of service) medical bill (from California) and have recently received a threat by them, saying they will be putting a lien on our house and reporting to credit agencies.

Contract first agreed 3/30/2005

Last payment by us 10/04/2006

The reason for non payment is disagreement to the amounts owed and amounts already paid by insurance.

The debt is close to $15,000.

What should we do at this stage ?

Thanks!


Asked on 5/11/09, 5:55 pm

2 Answers from Attorneys

Larry Rothman Larry Rothman & Associates

Re: 4 year old Medical debt, now threatening to put lien of house.

There may be a violation of the Fair Debt Collection Act. We would have to see the letter.

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Answered on 5/12/09, 10:29 am
Bryan C. Becker Your Lawyer for Life.

Re: 4 year old Medical debt, now threatening to put lien of house.

You should consider having an attorney negotiate the debt with them. If they are making legal threats I would not take it lightly. It sounds like there may be some FDCPA act violations for the "threats" they are making.

Yours truly,

Bryan

Yours truly,

Bryan

619.400.4929

877.201.8728

Becker Attorneys

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Answered on 5/11/09, 7:38 pm


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