I was served with papers to collect a debt and am bring sued, what do I do? Do I nerd a lawyer?
2 Answers from Attorneys
You need to respond to the lawsuit. You have at most 30 days from the date you received the papers. If you do nothing the debt collector will take a judgment against you. I beleive you need a lawyer, although some people can handle the lawsuit on their own. Check naca.net for an attorney in your area who specializes in credit card defense.
Hiring an attorney may depend on the amounts of money involved, if it pays to get an attorney, and your desire to do the work to represent yourself.