Legal Question in Credit and Debt Law in California
Being sued for a debt
A telephone bill went into collection over 4 years ago, i recently found out that i have been summoned to go to court, and i have 30 days to respond. What are my options?
2 Answers from Attorneys
Re: Being sued for a debt
The legal time limit is four years from the last time your bill was due to the date the lawsuit was filed. The expiration of the four-year limit will win your lawsuit, but it doesn't happen automatically. Also, if you made a payment or a promise to pay the time clock is reset and starts anew. You must file a response to the lawsuit within 30 days, or you will lose by default. Please do not attempt to respond without consulting a lawyer. I defend out-of-time lawsuits like this one for a very reasonable fixed fee which is often refunded at the end of the case, please feel free to call me for a free consultation.
Re: Being sued for a debt
File an answer saying that the debt is past the statute of limitations [if you haven't paid anything in the past 4 years and it wasn't filed before that]... or paying the bill might be an option. Then they will likely dismiss the suit.
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