Re: authorized user on deceased wifes CC

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

If you continued to use the card after your wife's death, then you are responsible to make payment for those amounts and perhaps the entire debt. Without reviewing the credit card agreement, I am unable to give a more specific response. You will not be entitled to get the monies paid back.

Scott R. Jay, Esq.

Re: authorized user on deceased wifes CC

You need to read all the very small print in the CC agreement to see what you signed up for. You are certainly responsible for what you bought. Your chances of getting anything back is slim to none and may cause them to look further and charge you with the entire account when they are only looking for payment from your wife. Publishing something in the paper is a meaningless exercise. You should write and tell them that your wife has died and that they should close the account.