I was recently involved in an accident, rear-ended. The other drivers insurance payment did not cover the full cost of repairs, approx> $160.00 less than the estimate. The repair shop states this is due to the carrier only authorizing payment to buy second hand parts or non-OEM parts. I have spoke with my insurance and been told they are within their rights. Prior to the accident I had all original Nissan parts on my vehicle and wish to have the same once repairs have been completed. I drive a 2010 Nissan Frontier. The total costs of repairs is roughly $660.00 dollars that is all I am asking the insurance company to pay. The insurance company issued me a check for $499.00. All I really care about is getting my vehicle fixed and it not cost me anything. Don't know if any of this makes a difference but the accident occurred in Florida, the driver who hit me is insured by Direct Insurance?