In the state of florida, if a person co-signs an auto loan for a family member, but is not listed on the insurance policy, can the co-signor also be sued in the event of an at-fault auto accident by the primary signor? thank you.
2 Answers from Attorneys
No. Only the driver and owner are responsible.
Owning the vehicle is the question. If your name appears on the title you can be liable for the negligence of the drive of your car. You cannot be liable to the co owner whose name is on the title with you. Your insurance if you had any would preclude an at fault claim from the co owner as well. You can be responsible for damages to another person by your co owner and if you are not on the insurance , you remain personally responsible.