What can I do to get compensation? I was financing my car and was rear ended, my car was totaled I wasn't hurt. I owed 8k the insurance is only paying 4k because that is what it is valued at. I don't have gap insurance but it has almost been two weeks and I was not given a rental or any money. I'm a delivery driver full time and am losing money everyday. So now I'm going to be out of work, with no car, and owing 4 grand to the finance company. This doesn't seem right when I was not at fault. What can I do? Should I get a lawyer?