Legal Question in Personal Injury in Georgia
auto accident
In Georgia, do you need to sign a release of medical records when filing a claim for personal injuries when another has been proven to be negligent and you are filing with their insurance company? I have been told I cannot supply Liberty Mutual with copies, they must get the records directly from the doctors, hospitals, etc. Or they will not pay my claim, Is this legal?
2 Answers from Attorneys
Re: auto accident
Let me start by saying that it is almost always a very bad move to handle things yourself. Insurers will make far smaller offers to unrepresented people, and generally, even after paying a lawyer, most people come out ahead.
Most insurers will want records direct from the provider and will not trust what you send. Again there you are botching things anyway, as a lawyer would not only provide records but will create a complete "demand package."
Reconsider the huge mistake of talking direct to an insurer.
Re: auto accident
You are confusing liability with damages. Just because the other driver is at fault does not mean the insurance company is going to open up the checkbook for whatever figure you come up with. As for getting a lawyer, that is often wise. However, we do not know the amount of your damages and whether giving 33-40% to a lawyer will net you less in the end, or whether the goal is to get fully reimbursed for actual damages and bills, or simply get the most you can get from an insurance company.
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