Legal Question in Credit and Debt Law in North Carolina

I was served a civil summons for a minor car accident which occurred over a year ago.
The details are that I called my insurance company at the time, and they informed me that my coverage was inactive at the time. I had a minor
fender bender on 2.8.2013. There was no police report filed that I recall, and no damage to my vehicle. From my memory I do not recall damage to the other vehicle. I have asked a friend of mine who is a lawyer in Florida, and he recommended I seek help from someone in the jurisdiction of NC. My friend said that a judgement may have been filed, which I do not fully understand what that entails. I have missed the deadline because I did not hear back from insurance company until it was too late. I also don't understand the amount I'm being sued for since there was seemingly no damage. I was slowing down for a light in approaching traffic. Rearended him going max 20mph.
Anything you can do to assist me would be greatly appreciated.
Look forward to hearing from you.
Thank you,

Asked on 10/02/14, 4:56 pm

0 users found helpful

0 attorneys agreed

You have posted in the wrong area. You need an insurance defense/auto accident lawyer and quickly. I suggest that you find one in your area now.

Answered on 10/02/14, 7:09 pm

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