Pennsylvania  |  Criminal Law

Re: District Magestrate Juristiction

Your question is confusing to say the least. However, to answer your first query, you must file your action (before a District Justice) either in the DJ jurisdiction where the accident occurred or where the Defendant(s) reside. DJ boundaries are determined by population and County lines so the township might not have anything to do with where you file;

Second, your insurance company may be obligated to pay someone without insurance, however, this area of the law is tricky and I would need more facts to provide a proper answer;

Finally, in most cases your insurance company is obligate to honor your policy (contract.) This means that the carrier should either pay the limits of your policy (which could leave you personally liable for any additional amount) or provide you with a defense, including an attorney. As I am sure you realize, it is always better to purchase a policy that has a large liability coverage amount. I recommend at least $100,000.00, something that costs only a few dollars more a year.

Please contact me if I can be of any assistance.

David L. Bargeron, Esquire

610-972-6610