My mother in law had a credit card she let us use. It's in her name only. We signed a notarized letter between her and us saying we would pay this debt. She passed away. Are we responsible for this debt?
2 Answers from Attorneys
Isn't it your debt? Didn't you agree to pay it? Step up and do the right thing.
THIS RESPONSE IS NOT LEGAL ADVICE, SINCE I DO NOT HAVE ALL OF THE INFORMATION THAT WOULD BE REQUIRED, AND I DO NOT HAVE A REPRESENTATION AGREEMENT WITH YOU.
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If its in her name then her estate would be responsible for the debt as between her and the credit card issuer. However, if the personal representative of the estate knows about this little arrangement and/or if the credit card company finds out about it, then either the credit card issuer or the personal representative may seek to hold you liable.
I concur with Attorney Jacobson - you used the card (and your mother-in-law was grossly irresponsible for allowing this to occur) so you should pay for it.