My lender will not complete a reaffirmation on my vehicles since I filed chapter 7 pro se, what are my options?
2 Answers from Attorneys
reaffirmation agreements are voluntary. You cannot force the lender to offer one. http://www.absolutebankruptcy.org/Chapter_7_Objections.htm
You could hire an attorney (my firm for example) and complete the reaffirmation with the assistance of an attorney. There are sections on the reaffirmation that the creditor wants completed by a bankruptcy attorney. Otherwise you can continue to make your payments on the car loan and it might not ever become an issue for you. You can email me at email@example.com or call (214) 999-1313.
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