I filed for bankruptcy in May 2009 and was discharged in September. I relinquished a property in the bankruptcy which was just foreclosed in October 2010. We owed HOA dues until then. I have received an order for garnishment for unpaid HOA dues but I thought unpaid dues are settled in foreclosure. I have been out of work for 2 yrs and have lost everything. How do I find out if the HOA was settled during foreclosure.