Legal Question in Credit and Debt Law in Virginia

I defaulted on my primary mortgage loan as well as my second one, it seems they have forgotten about the first one but collectors are suing for the second one. Now I have to file a plead in proper legal form. What should I plead as and how can I do it?

Asked on 4/05/13, 10:26 am

2 Answers from Attorneys

Michael E. Hendrickson Attorney & Counsellor at Law
0 users found helpful
0 attorneys agreed

Better arrange for at least a consultation with a Virginia attorney who has some experience with defending against foreclosures in the Commonwealth and who should be able to impart some worthwhile advice regarding the situation you've mentioned.

Dena M. Rhoudybush at in Fairfax is one Virginia

attorney who may be able to assist you.

Read more
Answered on 4/05/13, 12:13 pm
Daniel Press Chung & Press, P.C.
0 users found helpful
0 attorneys agreed

You may want to consider filing bankruptcy. Otherwise, once they get a judgment, they will be able to garnish wages and bank accounts and levy on assets. Bankruptcy may allow you to strip off and discharge the second and cure the arrears on the first.

Read more
Answered on 4/06/13, 5:17 am

Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Virginia

Looking for something else?

Get Free Legal Advice

88953 active attorneys ready to answer your legal questions today.

Credit, Debt and Collections Law Legal Forms

Browse and download our attorney-prepared and up-to-date legal forms from $4.99

Find a Legal Form

Featured Attorneys

Anthony SmithLawSmithLee's Summit, MO
Rahul Manchanda, Esq.Manchanda Law Office PLLCNew York, NY
Glen AshmanAshman Law OfficeAtlanta, GA
Find An Attorney

Are you an Attorney?

Earn additional revenue and grow your business. Join LawGuru Now