Legal Question in Credit and Debt Law in California
no medical insurance, car accident
had car accident. no medical insurance to cover hospital costs. and im unemployed since the accident. bombarded with bill collectors. i desperatley need some advice on weather to file bankruptcy, or what to do. im afraid, and worried about what to do. thank you.
1 Answer from Attorneys
Re: no medical insurance, car accident
Thank you for your inquiry.
You can negotiate and make payments to each of the parties you owe money to, or wait and defend a lawsuit, or file bankruptcy. Simplifying things a little bit, these are your three options.
A Chapter 7 bankruptcy will wipe out the debts upon an approved discharge, including your medical bills and any other debts related to your accident. A Chapter 7 bankruptcy is on your credit report for 10 years, and you can only file once every seven years.
I hope that this helps, but if you have other questions, need more information, or would like legal representation, please feel free to email me directly at [email protected]. I am happy to help you in any way that I can.
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