No beneficiary on bank account in Florida who gets the money
2 Answers from Attorneys
Goes to decedent's estate to be distributed per will or rules of intestacy, if no will. This is usually a family member.
Assuming there is not a "Payable on Death" clause on the account, then the funds in the account get distributed through the estate via the probate process regardless if there is a will or not. Depending on the circumstances (e.g., if there is no other assets), then the funds may be able to be distributed through a process called Disposition of Personal Property without Administration. It is best to consult with an attorney who handles probate matters. Many attorneys offer free initial consultations.