Re: Accident

Your son should consult with an attorney. The other party could file a lawsuit anyway. Or, if the other party has uninsured motorist coverage, that insurance company will make a payment and then could sue your son or refer it to a debt collector.

You can read about the tactics of the insurance companies in these situations at my blog, www.calpiblog.com

Re: Accident

Despite that your son may be judgment proof (meaning he has not assets which can be collected/liened), that does not mean he is out of the woods. The injured party may nonetheless sue if they are not aware of his financial condition.

Your son should consult with an attorney to discuss numerous issues, including possible bankruptcy filing if sued and negotiating with the DMV for license suspension/revocation for driving without a license.

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Re: Accident

Worst case scenario: he has a judgment taken/obtained against him which can result in a judgment lien good for 10 years and renewable until he does get a job or assets, etc. It draws interest at 10% per year.

He should obtain counsel who can inform the other side's counsel of his uninsured and impoverished situation and perhaps have the matter dropped. He should not allow a default to be taken against him by ignoring the matter.