Me and my husband purchased a home in 2007 in Connecticut and are just discovering that the home was in a high risk flood zone A. The previous homeowners checked no to this on their disclosure and our appraiser marked us in the classified us in the wrong zone as well. The company my mortgage lender ordered our flood certificate with just admitted they didn't use FEMA maps to determine our flood zone and therefore misinformed us and the lender as well. So now we are stuck with a high in a high flood zone and being forced to pay a high premium flood insurance. Please advise with any legal recourse we can take.