District of Columbia  |  Insurance Law

Legal Question

Asked on: 4/08/09, 9:09 am

Malicious act by a third Party

A vehicle was taken on Rent by a person, who now is missing with the vehicle. The courts are awarding the insurance company to pay saying that a malicious act means he had an intent to rob the vehicle when to took it for Rent. As per the Insurance policy, the persons who rents the vehicle, or the driver,takes the place of the Insured, so how can the Insured rob his own vehicle. Is this an business loss or does the insurance company liable

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