Florida  |  Insurance Law

Legal Question

Asked on: 9/19/13, 12:54 pm

I was involved in a car accident while driving my friend's car.

The damages are more than the policy limits of the driver that hit me.

I have underinsured insurance. I dont want to file a claim against my friends policy, but my attorney tells me that the filing order for claims is:

1st the car that hit me, 2nd my friends policy (the host car), and 3rd is my underinsured policy. Do I have to file against my friends policy before I can file against my underinsured?

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