I am a resident of Georgia and currently reside in a house I purchased in May, 2005. I am losing my house in foreclosure on March 6th. I have two mortgages through Citimortgage. The first mortgage is a Freddie Mac mortgage. If the house is foreclosed on will Citimortgage or their attorneys come after me for a deficiency judgment or attorneys fees and court costs on the first and/or second mortgages? If not will I have to report the deficiency and pay taxes at the end of the year on either mortgage?