Had an incident where I struck child on bike who ran into traffic. They sued my insurance company and were paid. How can they sue me personally three ++ years later
1 Answer from Attorneys
You were named as a defendant in the original suit. The only way they can continue to pursue you personally is if your insurance carrier tendered your entire policy limit at the child's injuries (in the opinion of his attorneys) are worth more than that policy limit. For instance, say your policy limit was $100k but the injuries are worth $125k. If you insurance company already tendered the $100k in your policy then the plaintiff is seeking the remaining $25k from you personally.