Hopefully my final question. Estate 0ut of pocket expenses were re-termed as carrying costs in the demand letter I received . Would that make a difference in terms of a beneficiary not being personally responsible for expenses? Don't think I ever mentioned that the total out of pocket expense or carrying cost was quoted as $20,000 over the past two years, with $5,000 (1/4) being demanded from me. Again, thank you for all the input. Have a great Memorial Day Weekend.