My mother lost her job and filed a chapter 13 to keep her property, however since that time she changed jobs and was not paying the bankruptcy court the trustee fee for managing her case. Because of this the bankruptcy court has filed an involuntary chapter 7 against her to get the monies owed to them. She has not been able to secure a home equity loan because of her current credit rating. She has 10 years of equity in her home. When she purchased her home it was $83,500. The question is can she do a quit claim deed to save her house? Whoever does the quit claim deed, do they have to be credit worthy? can the bank refuse or deny it?